First Atlantic Commerce

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Leading Online Payment Gateway for Central America and the Caribbean

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First Atlantic Commerce (FAC) is a leading global, online payment solutions provider, dedicated to providing businesses and banks in the Caribbean and Central America with custom payment and risk management solutions. FAC is headquartered in Bermuda and was established in 1998 to create secure card-based payment solutions for online businesses.

FAC provides merchants and banks with multi-currency payment solutions, tokenization services and PCI validated Point to Point Encryption solutions. As well, FAC provides merchants and banks with fraud management services including AVS-only, CVV, 3-D Secure™ and Kount’s fraud control system, in multiple jurisdictions across Central America, Bermuda and the Caribbean.

In addition to providing online payments solutions around the globe, we specialize in integrated payments solutions for card present transactions, including EMV and PCI Validated P2PE, in the Caribbean.